Platform
One platform. Three capabilities. Complete transparency.
Nexfolio is infrastructure for the modern financial adviser. The platform combines three things that have never existed together in the Australian market: regulated tokenised custody of real-world assets, AI-powered surveillance of the managed funds inside those portfolios, and rules-based on-chain portfolio management with fees and transactions that clients can verify themselves.
Advisers on Nexfolio can serve more clients with less administrative overhead, offer a level of portfolio transparency that no traditional platform can match, and do so within a regulatory framework purpose-built for the digital asset era. Compliance is not a feature bolted onto the platform — it is enforced at the protocol level, on every transaction.
Three Capabilities
The platform is built on three interconnected capabilities. Each can be understood independently, but they are designed to work together — the custody layer provides the assets, the portfolio layer manages them, and NexFundAI monitors the funds underneath continuously.
Tokenised Custody Platform
ERC-3643 regulated security tokens for real-world assets. Individual client accounts, 1:1 backing, compliance enforced at the contract level.
Learn more →NexFundAI
AI and machine learning surveillance across 10 behavioural dimensions. Monthly integrity score per fund — not a performance rating.
Learn more →Blockchain Portfolio Management
Individually managed on-chain accounts via ERC-4626 vaults. Rules-based rebalancing, fees transparent by design.
Learn more →How It Works
Real-world assets — ETFs, managed funds, and equities — are purchased and held in regulated institutional custody with established financial market infrastructure providers. Each asset is then represented as a regulated digital token on the blockchain, backed 1:1 by the underlying holding and verified continuously by an on-chain oracle.
Advisers use the Nexfolio portal to build client portfolios from these tokens, with rules-based rebalancing maintaining target allocations automatically. Throughout all of this, NexFundAI monitors the managed funds in the portfolio — comparing what fund managers say they are doing with what their performance data suggests they are actually doing.
The result is a complete record of every holding, every rebalance, every fee deduction, and every fund surveillance alert — visible to the client at any time, without having to ask anyone.
Technology Stack
Built on proven institutional standards.
Polygon PoS
An EVM-compatible blockchain used by institutional issuers globally. Low-cost settlement, on-chain auditability, and the flexibility to operate across multiple blockchain networks as the market matures.
ERC-3643
The international standard for regulated security tokens, also known as T-REX. KYC and AML compliance is enforced by the token contract itself on every transfer — a wallet that has not passed identity verification cannot receive a token.
ERC-4626
A standardised vault interface that holds each client's portfolio as an individually managed on-chain account. Every holding, rebalance, and fee deduction is recorded in that vault and verifiable by the client at any time.
Proof of Reserve
Every Nexfolio token in circulation is backed 1:1 by the underlying asset held in institutional custody — verified continuously by an on-chain oracle. Independently attested and publicly verifiable at any time.
Issuer Key Security
The keys that control Nexfolio's token minting and redemption functions use a 2-of-3 threshold signing arrangement. No single person or system can issue or burn tokens unilaterally.
Australian Infrastructure
Nexfolio's platform runs on servers physically located in Australia. Client and transaction data does not leave Australian jurisdiction.