Platform · Portfolio Management

On-chain portfolio management. Every client account individual. Every fee visible.

Architecture

Nexfolio's Blockchain Portfolio Management capability is designed around a simple but powerful idea: each client's portfolio should be an individually managed account held on-chain — not a pooled unit trust, not an omnibus structure, but a dedicated smart contract vault that belongs to that client alone.

The vault holds the client's tokenised assets in defined target proportions. A rules-based engine monitors drift continuously and rebalances when allocations move beyond configured thresholds. Every portfolio event — deposit, allocation, rebalance, fee deduction, redemption — is recorded on-chain and verifiable at any time by the client, their adviser, or a regulator. Transparency is structural, not reported.

This capability is being developed in conjunction with our Tokenised Custody infrastructure, with production deployment planned following AFSL grant. Partners interested in integrating on-chain portfolio management into their own infrastructure are encouraged to get in touch early — the architecture is designed to be embedded into existing platform workflows rather than replacing them.

Model Portfolios

The portfolio management infrastructure is designed to support a range of model portfolio templates — from high-growth allocations for younger investors to capital-preservation structures for those in or approaching retirement. Templates define target asset allocations and the rules that govern how the portfolio is maintained over time.

Risk 9

Young Professional Growth

95% Growth / 5% Defensive

~12–15% p.a.

Risk 8

Ambitious Accumulator

90% Growth / 10% Defensive

~9–13% p.a.

Risk 8

High Conviction Active

85% Growth / 15% Defensive

~10–15% p.a.

Risk 6

Family Balanced

70% Growth / 30% Defensive

~7–10% p.a.

Risk 5

Pre-Retirement Transition

55% Growth / 45% Defensive

~6–8% p.a.

Risk 4

Retirement Income

40% Growth / 60% Defensive

~5–7% p.a.

Risk 2

Conservative Pension

25% Growth / 75% Defensive

~4–6% p.a.

Risk 9

Next Generation Growth

95% Growth / 5% Defensive

~12–18% p.a.

Indicative return ranges only. The specific portfolio templates, asset allocations, and configuration options will be developed and validated in partnership with our platform and dealer group partners as the product matures.

Fee Transparency

Transparent by architecture, not disclosure document

One of the founding principles of Nexfolio's portfolio management infrastructure is that fees should be visible by design, not by disclosure document. The fee collection mechanism is built into the on-chain vault — a daily supply adjustment that maintains the token price at exactly the underlying asset value while routing the collected amount to the platform treasury. Every fee deduction is a recorded on-chain transaction, verifiable by the client at any time.

There are no hidden fees, no soft-dollar arrangements, and no undisclosed spreads. The fee structure is transparent by architecture.

Interested in shaping what this looks like?

The specific portfolio templates, asset allocations, and configuration options will be developed and validated in partnership with our platform and dealer group partners as the product matures. If you are interested in shaping what this looks like for your client base, we would like to hear from you early in that process.

Get in touch →